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Bank connections
Read-only bank sync through Plaid: transactions flow into your ledger daily, and PES never sees your bank credentials.
Last updated July 31, 202601
How connecting works
In Finances → Overview, the bank connections card connects your bank through Plaid — the same connection layer used across the financial industry. Your bank sign-in happens with Plaid, in Plaid’s window; PES never sees, receives, or stores your bank credentials.
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Read-only, structurally
The connection can read balances and transactions. It cannot move money, pay anyone, or change anything at your bank — PES’s access is scoped read-only at the API level, not by promise. Synced transactions land in the same ledger as everything else, your category rules apply automatically, and a daily sync keeps it current, with Sync now when you can’t wait.
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Disconnecting
Disconnect deletes PES’s access credential immediately. Everything already imported stays in your ledger — it’s your record, not the connection’s.
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Rolling out
Bank connections are rolling out in stages. If the connect card shows test mode or your bank isn’t reachable yet, the rest of Finances doesn’t wait — file imports bring in the same history today, and manual balances keep net worth honest.