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Subscriptions — find them, watch them, cut them
PES detects repeating charges, totals what they really cost, and flags the quiet price increases.
Last updated July 31, 202601
The detector
The Subscriptions tab reads your ledger — manually entered, imported, or bank-synced, all the same — and surfaces charges that repeat: cadence from weekly to yearly, status from active to lapsed, and the next expected date. Each one also carries a plain-words identity chip — Streaming, Gym & fitness, Utility / telecom — so you know what you’re paying for at a glance. It needs a few months of history to see the pattern; the more ledger it has, the sharper it gets.
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Cancel, quickly
Every active subscription row has a Cancel button: it opens that service’s own manage/cancel page in a new tab and shows the exact steps (with an honest note when the charge is usually billed through the App Store, where the cancel lives on your phone). PES never cancels anything for you — it just removes every excuse.
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What they really cost
The header does the math you avoid: the monthly total, the count of active subscriptions, and the annualized figure — the number that makes people cancel things.
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Price-change flags
When a subscription’s amount moves, PES flags it — old price, new price, and when it changed. The quiet $2 increases stop being quiet.
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Not a subscription?
Mark false positives Not a subscription and they move to a Hidden section — restorable any time. Detections are pattern guesses from your ledger; confirm details with the merchant. It’s information, not financial advice.
The leak-finding runs deeper: opt-in renewal alerts warn you a couple of days before an expected charge (mute any subscription), brand-new recurring charges get a NEW flag so trial conversions can’t sneak by, a duplicate spotter quietly notes when you pay for several services in the same family (“2 streaming services — $33.98/mo combined”), and every subscription carries a How to cancel guide — PES points you to the right place and tracks “Canceling…”, but it never cancels on your behalf. Low-balance and large-transaction alerts live in the same opt-in card, with thresholds you set.